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Business Checking

Streamline your business finances with our flexible and secure Business Checking [1] account, designed to support your growing company with seamless transactions and easy access to your funds. Intended for businesses of all sizes, including sole proprietors, LLCs, and corporations, our Business Checking account offers the tools you need to manage cash flow efficiently. Ideal for: Organizations with more robust needs or higher transaction volume. 

  • Debit card for authorized signers [2]

  • Overdraft protection from Business Savings, BMM savings, or Business Sweep

  • Online banking and Bill Pay available

  • eStatements with check and deposit viewing

Account Analysis Earnings credit [3] may offset the following:

  • Minimum balance fee $10.00 can be offset with a minimum balance of $250.00

  • Deposit up to 300 checks at no charge—just $0.15 per check after that.

  • Enjoy no-cost currency handling on the first $10,000 in deposits, including cash and coins. After that, it’s just $0.25 per $1,000.

  • ACH Same-Day Origination $40 per month

  • Monthly Account Analysis Fee $10

>>Get Started Now

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Small Business – Organization Checking

Empower your organization with a Small Business – Organization Checking [1] account, offering smooth transactions and robust financial tools to keep your mission moving forward. Intended for Small Businesses, Organizations, Non-Profits, Associations, Churches and Clubs with lower transaction volume our Small Business – Organization Checking account provides the flexibility you need to manage funds with ease.

  • Debit card for authorized signers

  • Overdraft protection from Business Savings or BMM savings

  • Online banking and Bill Pay available

  • eStatements with check and deposit viewing

Account Analysis Earnings credit [3] may offset the following:

  • Minimum balance fee $10.00 can be offset with a minimum balance of $100.00

  • Deposit up to 100 checks at no charge—just $0.35 per check after that.

  • Enjoy no-cost currency handling on the first $10,000 in deposits, including cash and coins. After that, it’s just $0.25 per $1,000

  • Monthly Account Analysis Fee $0

>>Get Started Now

[1] Membership qualifying account required. $5 Printed Statement Fee (can be avoided by receiving eStatements).[2] Checking account required. Available at select locations.[3] Example: $25,000 average balance in a month (30 days) will give you approximately $20.55 to apply towards qualifying fees (credit does NOT carry-over).

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Frequently Asked Questions (FAQ) – Choosing the Right Business Account

General Eligibility Questions

  • Yes → You may qualify for a Business Checking or Small Business –Organization Checking account.
  • No → Continue to the next question.

  • Yes → You may qualify for a Small Business – Organization Checking account.
  • No → You may not qualify for either account. Please contact us to discuss your options.
Account Features & Needs

  • Yes → A Business Checking account is the best option.
  • No → Either account may work for you.

  • Yes → A Business Checking with organization services account is the best option.

  • Yes → Business Checking (First 300 checks no charge).
  • No → Organization Checking (First 100 checks no charge).

  • Yes → Business Checking is required.
  • No → Either account may work for you.

Organization Checking ($100 minimum to open, $10 monthly fee if balance requirements aren’t met).

Business Checking ($250 minimum to open, $10 monthly fee if balance requirements aren’t met).

Either account works, but Business Checking may be a better fit.

Business Savings Accounts

Become a member of the Beacon family.

Business Savings Accounts

Interest compounded monthly.

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Become a Business Member

Find out what you need to start a business

Become a Business Member

Don’t know where to start? Working with Beacon Credit Union is easy.

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Business Accounts

Open an account anywhere, anytime. Really, that simple.

Join Online

Personal Accounts

Open an account anywhere, anytime. Really, that simple.

Join Online

1 Business Membership Share Account Required. $5 Printed Statement Fee (can be avoided by receiving eStatements).

2 Example: $12,500 average balance in a month (31 days) will give you approximately $10.62 to apply towards qualifying fees (credit does NOT carry-over).

3 Business Online ACH origination enrollment required