Share Certificates can offer a high yield on deposits. They’re a safe and versatile addition to any savings program.

If you already have an Ownership Share, just click on “Enroll Online” below to have your dividends sent to your Ownership Share account.

Membership qualifying account required.

[1] Annual Percentage Yield (APY) as of 8/01/2026 if balance is above $5; subject to change. Promoted interest rate paid on entire balance when maintained at $5.01 and above. No interest paid on balances $5.00 and below. [2] Applicable Share Certificate dividends exclude HSA and IRA. [3] Access via debit cards or checks (paper or electronic) not permitted. $5.00 monthly inactivity fee incurred if no additional activity across the individual’s membership within previous 12 months. Consumer accounts only; business accounts not eligible.