Certificates & IRAs   
Regular Share Certificates & IRA Share Certificates
MinimumInterest RateAPY
6 Month Certificate$1,000.00.30%.31%
1 Year Certificate$1,000.00.50%.51%
18 Month Certificate$1,000.00.65%.66%
2 Year Certificate$1,000.00.70%.71%
3 Year Certificate$1,000.00.80%.81%
4 Year Certificate$1,000.00.90%.91%
5 Year Certificate$1,000.001.00%1.01%
Jumbo Share Certificates**
MinimumInterest RateAPY
6 Month Certificate$100,000.00.40%.41%
1 Year Certificate$100,000.00.60%.61%
18 Month Certificate$100,000.00.75%.76%
2 Year Certificate$100,000.00.80%.81%
3 Year Certificate$100,000.00.90%.91%
4 Year Certificate$100,000.001.00%1.01%
5 Year Certificate$100,000.001.10%1.11%
HSA Share Certificates
6 Month Certificate$1,000.00.30%.31%
1 Year Certificate$1,000.00.50%.51%
18 Month Certificate$1,000.00.65%.66%
2 Year Certificate$1,000.00.70%.71%
3 Year Certificate$1,000.00.80%.81%
4 Year Certificate$1,000.00.90%.91%
5 Year Certificate$1,000.001.00%1.01%
Savings Plus, Business Savings Plus, Health Savings Account, & IRA Savings Rates
TierMinimum BalanceInterest RateAPY
1$100,000.01 +.20%.20%
2$10,000.01 - $100,000.15%.15%
3$0 - $10,000.05%.05%
Checking Accounts
MinimumInterest RateAPY
Interest Advantage Checking$100.00.05%.05%
Net Direct CheckingNone.00%.00%
Business Checking
MinimumInterest RateAPY
Business Checking Pro
Tier 1$25,000 +.10%.10%
Tier 2$1,000 - $24,999.05%.05%
Tier 3$0 - $999.00%.00%
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Loan Rates

APY- Annual Percentage Yield. Dividend is compounded quarterly on IRA certificates and monthly on all other certificates. The dividend is calculated by the daily balance method which applies the daily periodic rate to the balance in the account each day. Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity)  we may impose will equal 90 days dividends for certificates with a maturity of less than or equal to one year or 180 days dividends for certificates with an original maturity of more than one year on the amount withdrawn subject to penalty. Rates subject to change.

**Businesses, organizations, or public fund entities are not eligible for jumbo rates.

Savings, CD and Checking Rates effective July 1, 2021; subject to change.

For more information contact us today. Call (800) 762-3136.