Advantage Plus Checking
It’s your money – let it work hard for you. A high return and ATM refunds help you put more money back into your pocket.
Earn up to 3.00% APY* and $15 in ATM fee refunds by completing 3 easy steps each month:
- Have direct deposit (ACH Deposits) of $1,000 or more during the statement cycle
- Be enrolled in eStatements
- Complete at least twenty-five (25) point-of-sale (POS) transactions which post to the account during the statement cycle
Additional Benefits:
*Membership savings account required. $5 Monthly Account Maintenance Fee (can be avoided by receiving eStatements).
To reorder checks, visit Check Reorder Express.
FAQs
*Annual Percentage Yield as of 10/1/2024; subject to change. Must have ACH deposit(s) totaling $1000 or more during statement cycle, receive eStatements, and complete at least twenty five (25) point-of-sale (POS) transactions which post to account during the statement cycle to earn advertised APY and ATM foreign surcharge fee refunds (up to $4.99 per transaction with a maximum of $15.00 per month). Foreign fee surcharge must be submitted with the appropriate ATM switch fee coding to qualify for rebate. Limit one account per tax reporting name. If monthly requirements are met, 3.00% APY is earned on balances up to $10,000 and .05% APY is earned on all balances above $10,000. If monthly requirements not met; all balances earn .05% APY. $50 minimum required to open; no minimum balance required after opening. Membership savings account required. $5 Monthly Account Maintenance Fee (can be avoided by receiving eStatements).
Interest Advantage Checking
Everything you expect from a checking account with an attractive rate to keep your money working hard for you.
*Membership savings account required.
To reorder checks, visit Check Reorder Express.
Net Direct Checking
Looking for an account for everyday use? Our Net Direct checking offers a simple to use and easy way to manage your money.
*Membership savings account required. $5 Monthly Account Maintenance Fee (can be avoided by receiving eStatements).
To reorder checks, visit Check Reorder Express.
Youth Debit Account
Our Youth Debit Account provides ages 12-17 the ability to learn money management and establish good financial history, all with no minimum balance or monthly account fees and free eStatements*.
*Membership savings account required. $5 Monthly Account Maintenance Fee (can be avoided by receiving eStatements).
Account Opening Special Offer!
Earn $5 dollars for opening a new Youth Debit Account when you complete the following:
- Open a new Youth Debit Account at any Member Center
- Download the Beacon Mobile app and activate CardSmart card controls
- Load your debit card into your digital wallet
- Deposit your $5 check via mobile deposit capture
*Account is not eligible for courtesy pay or draw path to a savings account. Debit card limit of $200 (POS and ATM). At age 18, the account will be changed to a Net Direct checking account and the joint owner may sign off on the account. Membership account required. $5 Monthly Account Maintenance Fee (can be avoided by receiving eStatements).