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Business Checking

Streamline your business finances with our flexible and secure Business Checking1 account, designed to support your growing company with seamless transactions and easy access to your funds. Intended for businesses of all sizes, including sole proprietors, LLCs, and corporations, our Business Checking account offers the tools you need to manage cash flow efficiently. Ideal for: Organizations with more robust needs or higher transaction volume. 

  • Debit card for authorized signers

  • Overdraft protection from Business Savings, BMM savings, or Business Sweep

  • Online banking and Bill Pay available

  • eStatements with check and deposit viewing

Account Analysis Earnings credit2 may offset the following:

  • Minimum balance fee $10.00 can be offset with a minimum balance of $250.00

  • Deposit up to 300 checks at no charge—just $0.15 per check after that.

  • Enjoy no-cost currency handling on the first $10,000 in deposits, including cash and coins. After that, it’s just $0.25 per $1,000.

  • ACH Same-Day Origination $40 per month3

  • Monthly Account Analysis Fee $10

>>Get Started Now

Two Bearded men working at Cardboard Factory

Organization Checking

Empower your organization with an Organization Checking1 account, offering smooth transactions and robust financial tools to keep your mission moving forward. Intended for organizations, nonprofits, associations, churches and clubs with lower transaction volume our Organization Checking account provides the flexibility you need to manage funds with ease.

  • Debit card for authorized signers

  • Overdraft protection from Business Savings or BMM savings

  • Online banking and Bill Pay available

  • eStatements with check and deposit viewing

Account Analysis Earnings credit2 may offset the following:

  • Minimum balance fee $10.00 can be offset with a minimum balance of $100.00

  • Deposit up to 100 checks at no charge—just $0.15 per check after that.

  • Enjoy no-cost currency handling on the first $10,000 in deposits, including cash and coins. After that, it’s just $0.25 per $1,000

  • Monthly Account Analysis Fee $5

>>Get Started Now

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Frequently Asked Questions (FAQ) – Choosing the Right Business Account

General Eligibility Questions

  • Yes → You may qualify for a Business Checking account.
  • No → Continue to the next question.

  • Yes → You may qualify for an Organization Checking account.
  • No → You may not qualify for either account. Please contact us to discuss your options.
Account Features & Needs

  • Yes → A Business Checking account is the best option.
  • No → Either account may work for you.

  • Yes → A Business Checking with organization services account is the best option.

  • Yes → Business Checking (First 300 checks no charge).
  • No → Organization Checking (First 100 checks no charge).

  • Yes → Business Checking is required.
  • No → Either account may work for you.

Organization Checking ($100 minimum to open, $10 monthly fee if balance requirements aren’t met).

Business Checking ($250 minimum to open, $10 monthly fee if balance requirements aren’t met).

Either account works, but Business Checking may be a better fit.

Business Savings Accounts

Become a member of the Beacon family.

Business Savings Accounts

Interest compounded monthly.

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Become a Business Member

Find out what you need to start a business

Become a Business Member

Don’t know where to start? Working with Beacon Credit Union is easy.

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Business Accounts

Open an account anywhere, anytime. Really, that simple.

Join Online

Personal Accounts

Open an account anywhere, anytime. Really, that simple.

Join Online

Learn about Beneficial Ownership Reporting Requirements for businesses here

1 Business Membership Share Account Required. $5 Printed Statement Fee (can be avoided by receiving eStatements).

2 Example: $12,500 average balance in a month (31 days) will give you approximately $10.62 to apply towards qualifying fees (credit does NOT carry-over).

3 Business Online ACH origination enrollment required