Businessman using a debit card at a restaurant after a business lunch with coworker.

Basic Business Checking

Are you a small businesses that only needs basic services? If so, Basic Business Checking* is for you.

  • Instant issue debit card**

  • Overdraft protection from Business Savings

  • Online banking and BillPay available

  • No-fee currency exchange

  • eStatements with check and deposit viewing

  • Minimum balance fee $5.00 can be offset with a minimum balance of $100.00

  • No monthly account maintenance fee

  • First 50 checks deposited free: over 50 checks fee $0.15 per item

*Business Savings required.
**Checking account required. Available at select locations.

Two Bearded men working at Cardboard Factory

Business Checking

Business Checking* is perfect for growing businesses looking for extra options.

  • Instant issue debit card**

  • Overdraft protection from Business Savings

  • Online banking and BillPay available

  • No-fee currency exchange

  • Safe and secure eStatements (required) with check and deposit viewing

  • ACH/Payroll processing through online banking

  • Minimum balance fee $10.00 can be offset with a minimum balance of $250.00

Account Analysis – Earnings credit*** may offset the following:

  • Monthly account maintenance fee $10.00

  • First 100 checks deposited free: over 100 checks $0.05 per item

  • ACH and payroll $5.00 per batch processed

*Business Savings and eStatements are required.
**Checking account required. Available at select locations.
***Example: $25,000 average balance in a month (30 days) will give you approximately $20.55 to apply towards qualifying fees (credit does NOT carry-over).

 A female customer being helped in an established business.

Business Pro Checking

For well-established businesses that need a full-range of services and dividend earnings. Business Pro Checking* is the right choice.

  • Earns dividends

  • Instant issue debit card**

  • Overdraft protection from Business Savings

  • Online banking and BillPay available

  • No-fee currency exchange

  • Safe and secure eStatements (required) with check and deposit viewing

  • ACH/Payroll processing through online banking

  • Minimum balance fee $20.00 can be offset with a minimum balance of $1,000.00

Account Analysis – Earnings credit*** may offset the following:

  • Monthly account maintenance fee $20.00

  • First 250 checks deposited free: over 250 checks $0.15 per item

  • ACH and payroll $5.00 per batch processed

*Business Savings and eStatements are required.
**Checking account required. Available at select locations.
***Example: $25,000 average balance in a month (30 days) will give you approximately $20.55 to apply towards qualifying fees (credit does NOT carry-over).

Business Checking Account Comparison

Basic Business Checking*

Business Checking**

Business Pro Checking**

50 checks deposited free monthly
Minimum Balance $100.00

100 checks deposited free monthly
Minimum Balance $250.00
250 checks deposited free monthly
Minimum Balance $1000.00
Instant Issue Debit Card (1)XXX
Overdraft Protection from Business SavingsXXX
Free Online/Mobile Banking with Bill PayXXX
No-Fee Currency ExchangeXXX
eStatements with Check and Deposit ViewingXXX
ACH and Payroll Services through Online BankingXX
Account Analysis - Earnings Credit (2) may offset fees.XX
Earns DividendsX

*Business Savings required for Basic Business Checking. **Business Savings and eStatements are required for Business Checking and Business Pro Checking.
1)Checking account required. Available at select locations.
2)Example: $25,000 average balance in a month (30 days) will give you approximately $20.55 to apply towards qualifying fees (credit does NOT carry-over).

Business Savings Accounts

Become a member of the Beacon family.

Business Savings Accounts

Interest compounded monthly.

Become a Business Member

Find out what you need to start a business

Become a Business Member

Don’t know where to start? Working with Beacon Credit Union is easy.

Business Accounts

Open an account anywhere, anytime. Really, that simple.

Personal Accounts

Open an account anywhere, anytime. Really, that simple.

Learn about Beneficial Ownership Reporting Requirements for businesses here