Business Credit Cards

Choosing the right credit card is easier than ever. Offering different features and options that work with your business the best – Cash back, rewards, airfare, all are available. Let us show you how you may earn or save more with our cards.

  • Rewards to use your way

  • Higher cash back options

  • Expense Management resources

  • No fee for additional employee cards

  • Monthly statement options for accounting ease

  • Competitive rates to transfer balances or open new

Visa® Business Cash Card

Flexible cash rewards for your business.
  • 3% cash back [1] on eligible net purchases from office supply stores, phone and TV services [2,4]

  • 2% cash back on eligible restaurant and gasoline net purchases

  • 1% cash back on all other eligible net purchases

  • $25 cash back awarded after first purchase [3]

Learn More or Apply

Visa® Business Real Rewards Card

Rewards to use your way.
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back) [5]

  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards [4]

  • 2,500 bonus reward points awarded after first purchase [3]

Learn More or Apply

Visa® Business Rewards PLUS Card

Earn 200,000 one-time bonus rewards points after you spend $2,000 in the first 3 months [3] plus –

  • Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline [6]

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases

  • No cap or limit on the total cash back you can earn, and you have five years to redeem for rewards [4]

Learn More or Apply

Visa® Business Rewards Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time

  • Save on interest

  • Non-rewards card

  • Apply at a branch

Learn More or Apply

Become a Business Member

Find out what you need to start a business

Become a Business Member

Don’t know where to start? Working with Beacon Credit Union is easy.

Learn More

Business Checking Accounts

Three accounts to suit your needs.

Business Checking Accounts

Choose an account that fits your business.

Learn More

Join Online Now

Open an account anywhere, anytime. Really, that simple.

Join Online

1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar at eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Point (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn and additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.