The Board of Directors of Beacon Credit Union has announced that eight (8) $1,000.00 student scholarships will be awarded to Beacon Credit Union members. In order to be eligible for this scholarship opportunity, the applicant must be a member of Beacon Credit union by date of submission. This scholarship program is ... Read More
News
16
Oct2019
28
Aug2019
Avoid these situations, if you can.
Provided by Tiffany J. Haupert and Jesse T. Matheny
Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible.
No Strategy. Yes, the biggest mistake is having no strategy at all. ... Read More
31
Jul2019
This week, news broke regarding a massive data breach, possibly the largest ever, at Capital One Financial Corporation. At present time, they have identified over 100 million consumers who have been impacted, including current credit customers, and consumers and businesses who applied for CapitalOne credit products.
While cooperation with local and ... Read More
07
Jun2019
If your budget says a big summer vacation is out of the question, here are some inexpensive options for immersive summer fun.
1. Drive-in Movies
An old-fashioned way to enjoy the summer blockbusters or old classics. Many historic drive-in theaters are still around, and movies are more memorable on summer nights with ... Read More
29
May2019
May 29, 2019 – Due to several cardholders experiencing unauthorized charges, we have put a block on all Airbnb point of sale transactions. We apologize for any inconvenience this may cause.
If you have experienced an unauthorized charge, please contact the credit union at 800-762-3136.
29
May2019
You did it! You finally got your degree!
You’re probably going to start handling all your own finances too (if you haven’t already started).
Here is some financial advice to help you get a good start.
Student Loan Repayment
In about 6 to 9 months after graduation, you’ll have to start paying back your ... Read More
21
May2019
At a time when many are busy getting their bodies beach ready, why not consider whipping your finances into shape this summer.
Here are six things you can do to get your financial situation looking right.
1. Put your money on autopilot
Set up direct deposit, authorize electronic payments, and automate routine savings. ... Read More
13
May2019
Did you find “the one” and have decided to get married? Congratulations!
Here’s a little financial advice to help your marriage start off on a good footing.
Hopefully, you’ve already talked about your respective finances and how you usually handle your money. Does one of you pay your bills on time and ... Read More
30
Apr2019
Paying attention to the wrong things becomes all too easy.
Provided by Tiffany J. Haupert and Jesse T. Matheny
If you ever have the inkling to manage your investments on your own, that inkling is worth reconsidering. Do-it-yourself investment management is generally a bad idea for the retail investor for myriad reasons.
Getting ... Read More
15
Apr2019
Are you planning for college?
Getting a college degree is great investment, but it does come at a significant cost. In addition to tuition, there are a few other expenses you’ll have to plan for. While it may seem daunting, don’t let the cost prevent you from getting a degree. ... Read More
02
Apr2019
With tax day just around the corner, it is cyber-criminals’ favorite time of the year. ‘Tis the season for online scams with phishing emails and fraudulent phone calls at the top of the list…
Remember…
When in doubt, throw it out!
Links in emails, tweets, posts and online advertising are often how ... Read More
27
Feb2019
An emergency fund may help alleviate the stress associated with a financial crisis.
Provided by Michael D. Farner & Tiffany J. Haupert
Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at ... Read More
25
Feb2019
Wabash, Indiana – The Beacon Credit Union Foundation has presented a total of $37,000 to five charitable organizations within our communities with grants. These organizations show a focus on improving the lives of our members, friends, and neighbors in the communities that we serve. The five organizations that have received ... Read More
08
Feb2019
Spring Break vacations don’t have to come with a high price tag. With a little planning and by following these money-saving tips, you can have a great time at an affordable price.
Look for student discounts – Many hotels, car rental agencies, and attractions offer student discounts, so take your business to ... Read More
25
Jan2019
Although income tax returns are not due until April 15, it’s always good idea to plan ahead and file early, especially if you expect to get a tax refund. Here are six steps to take now:
1. Get ready for the arrival of records. If you don't already have a Tax ... Read More
18
Jan2019
Things To Do In Winter….
1. Get your sleep on. Make up for all those sleepless nights by curling up in your bed and dream the night-or day-away. Give your mind a much needed break.
2. Catch up with friends. Abuse Skype & FaceTime if you are stuck inside the house. Maybe ... Read More
07
Jan2019
To reward its member-owners for their loyalty and the solid operating results recognized in 2018, the Board of Directors of Beacon Credit Union returned $1,629,643.41 of loan interest back to member-owners who utilize Beacon Credit Union for their borrowing needs.
The money returned to borrowers was in the form of a ... Read More
02
Jan2019
Many people have become more health conscious in recent years. By exercising and eating a healthy diet, we know we’ll live happier and longer lives. Unfortunately, processed foods tend to be cheaper than lean meats and fresh fruits and vegetables. That’s due in part by government subsidies to farmers growing ... Read More
26
Dec2018
Things you can do for your future as the year unfolds.
Provided by Michael D. Farner and Tiffany J. Haupert
What financial, business, or life priorities do you need to address for 2019? Now is a good time to think about the investing, saving, or budgeting methods you ... Read More
18
Dec2018
Wabash, Indiana – Beacon Credit Union hosted a grand opening on Friday, December 14th for their new branch location in Seymour, Indiana. The new 4,158 sq. ft. full service office located at 1459 West Tipton Street features state-of-the art teller pods that allow for an easier, more personal experience, drive-thru ... Read More
12
Dec2018
You can survive the season without suffering a fiscal holiday hangup. By examining the reasons for overspending, planning expenditures, and identifying what's important to your family, you can rein in your spending and rediscover the joy of the holidays.
Examine your motives. What fuels the gift-giving mania? Tradition strongly influences holiday ... Read More
07
Nov2018
Provided by Michael D. Farner & Tiffany J. Haupert
As you start a family, consider these ideas.
Being a parent means being responsible to a degree you never have been before. That elevated responsibility also impacts your financial decisions. You are now a provider and a protector, and that reality may make ... Read More
23
Oct2018
The autumn season brings fall colors and cooler temperatures, and October brings the start of holiday sales. It’s a time when retailers want to move out their remaining summer inventory, as well as discount some new winter items.
Here are a few of the best deals you can find in October:
Warm ... Read More
08
Oct2018
Phishing:
Phishing is when an attacker attempts to fool you into clicking on a malicious link or opening an attachment in an email. Be suspicious of any email or online message that creates a sense of urgency, has bad spelling or addresses you as "Dear Customer."
Be Mindful of Links Sent Via ... Read More
18
Aug2018
If you’re an animal lover with a few pets, you do your best to take care of your furry or feathered friends. Like you, they’ll need health check-ups and will get sick or injured at some time, requiring medical attention.
To make sure those expenses don’t become a financial burden, or ... Read More
11
Aug2018
Traveling to new cities and countries is fun and exciting. To make sure you have a great time and only create happy memories of your adventure, keep these travel hacks in mind.
Keep important medical information on your phone.
If you have a medical condition or severe allergies, consider using an app ... Read More
03
Aug2018
Going off to college is an exciting time! Your world is about to open wide, providing you with new opportunities to expand your mind, meet new people, and begin the groundwork for your career (or figure it out). One very important skill you’ll need is learning how to save while ... Read More
24
Jul2018
This summer in Huntington, Indiana you can find a 7 year old young man set up under the tree in his front yard selling pink lemonade and playing his harmonica. His name is Bryden.
Bryden started selling lemonade this summer and playing his harmonica for donations. He never told anyone what ... Read More
09
Jul2018
When people ask how to build credit, the “chicken or the egg” conundrum immediately comes to mind. We all know that having a solid credit history and credit score can help you build a solid financial future. Here’s the problem: To get a loan for a house or car, you ... Read More
25
Jun2018
Some members are reporting receiving debit and/or credit card purchase alerts from Visa for legitimate transactions that were made in May. This appears to be a system-wide issue at Visa, not just limited to Beacon cards. This has to do with VISA alert notifications only - card transactions are ... Read More
11
Jun2018
If you thought you couldn't join Beacon Credit Union, think again! Our credit union has a community charter, which means anyone living or working in over 50 counties in Indiana can join.
Credit unions operate by a "people helping people" philosophy that is hard to find at many other financial institutions. ... Read More
23
May2018
Scammers’ swindles pick up in summer
Summertime conjures up daydreams of beach holidays, lazy picnics and firing up the barbecue grill. Don’t get too distracted, though: Summertime scammers are busy dreaming up schemes as well. According to Katherine Hutt of the Council of Better Business Bureaus, or BBB, certain swindles are ... Read More
14
May2018
Children are increasingly becoming dependent on TV, game consoles, or other electronic devices for entertainment. Summer breaks often means they’ll spend more time in front of a screen. To get your kids outside in a healthy, natural environment, consider sending them to a summer camp. They’ll spend their days being ... Read More
30
Apr2018
Wabash, Indiana – Beacon Credit Union hosted a groundbreaking event for their new branch location in Seymour, Indiana. The new 4,158 sq. ft. full service office located at 1459 West Tipton Street will feature state-of-the art teller pods that allow for an easier, more personal experience, drive-thru access and a ... Read More
09
Apr2018
Many people wonder how they can build an emergency fund when they’re trying to pay off my debts. It isn't as hard as you might think. The strategy is to start small, change a few habits, and change your mindset.
If you're starting from scratch with your emergency fund, begin by ... Read More
29
Mar2018
Are you looking forward to the summer? Maybe planning a vacation, but not sure how you’ll afford it? Here are a few ways to help you save and earn extra money so you can enjoy some summer fun.
One way is to automate saving by diverting a portion of your salary ... Read More
15
Mar2018
Smishing, short for SMS Phishing, is a variant of phishing email scams that instead utilizes Short Message Service (SMS) systems to send bogus text messages.
Here is an example of a fraudulent text:
Credit Union ALERT: Your Debit Card has been temporarily LOCKED. Please call the Card Services line (999) 999-999 to ... Read More
12
Mar2018
Sometimes it can feel like you need thousands of dollars to move the needle on your finances even a little bit.
So if you find yourself with a few hundred dollars--say from a tax refund or an unexpected windfall--the temptation to spend it can be great. After all, how much difference ... Read More
05
Mar2018
What are the first steps in buying a home? How do I get pre-qualified? Can you help me find a payment that fits my budget?
All of these questions will be answered and more by viewing the video above. If you are interested in discussing home loans further or would like ... Read More
21
Feb2018
After 20 months of relative calm, this volatility needs to be taken in stride.
Provided by Michael D. Farner & Tiffany J. Haupert
Are you upset by what is happening on Wall Street? It may help to see this pullback within a big-picture context. Corrections have become so rare as of ... Read More
21
Feb2018
Unless you’re an accounting major, filing taxes may not be your idea of a good time. But if you don’t file, you may end up leaving a lot of money on the table. If you’re going to file taxes for the first time this year, here are a few tips ... Read More
26
Jan2018
Saving your money isn’t always easy, especially when you don’t have a lot to spare. After paying all your usual expenses, there may be very little “fun” money at the end of the month. When we do find ourselves with some extra cash, like a tax refund, many of us ... Read More
03
Jan2018
Date of Notice: January 3, 2018
Date of Meeting: January 22, 2018
Location: Honeywell Center
275 W. Market Street
Wabash, Indiana 46992
A special meeting of the shareholders of Beacon Credit Union will be held on Monday, January 22, 2018 at 3:30 P.M. at the Honeywell Center in the Honeywell Room.
The Board of Directors of Beacon Credit ... Read More
28
Dec2017
Are you using the power of your credit or debit card to help protect yourself against fraud?
By setting up text alerts or notifications you’ll know when your card is being used, how much is being spent, and even when it’s time to pay your bill.
In a world where crooks look ... Read More
18
Dec2017
As the holiday season begins, families across the country will launch into another round of classic traditions—from braving mall crowds at 4 A.M. on Black Friday to humoring dad as he sings off-key carols.
In a joint survey conducted by LearnVest and Chase Blueprint®, we found that families actually value tradition ... Read More
07
Dec2017
As the holiday season ramps up, Americans often increase their charitable giving. Last year, individuals gave a total of $281.86 billion to charities, an increase of 3.9% over 2015, according to Giving USA. Here are five ways to give to others while still staying on budget:
1. Give gifts that do ... Read More
27
Nov2017
Where do I START if I would like to buy a car? Can you help me find a payment that fits my budget?
All of these questions will be answered and more by viewing the video above. If you are interested in discussing auto loans further or would like to ... Read More
21
Nov2017
Approximately 35 million Americans anticipate staying in a hotel during the upcoming holiday season, according to a new survey from Bankrate. Nearly 31 million of those people plan to fly, according to the report. And even before the summer comes to an official close, nearly one in four of those expected ... Read More
16
Nov2017
Are you looking for ways to save on meals? Here are a few ideas to help you save when eating at home and when eating out.
Try these grocery shopping strategies:
• Compare unit price—Take note of the price per pound or ounce for a particular food.
• Check out what's on sale—Make ... Read More
15
Nov2017
Phone apps have changed our lives. We now have, at our fingertips, the ability to access information 24/7, wherever we are. There are a number of useful apps that can even help you save money and track your spending.
Level Money — Are you often struggling at the end of the ... Read More
10
Nov2017
There’s no two ways about it: Holiday travel is stressful and expensive.
A last-minute jaunt can cost you hundreds more in airfare if you don’t plan ahead. It is the busiest time of year for airports, as millions of Americans shuttle across the country visiting friends and loved ones.
Holiday travel 2017 doesn’t ... Read More
08
Nov2017
Beacon Credit Union (BCU) staff recently donated $250 to the Community Care Food Pantry of Garrett, IN. The funds were given to assist the food pantry with the Holiday Helpers charity which assists families in the holiday seasons throughout the year. The monies assist in purchasing holiday meals, coats, boots, ... Read More
02
Nov2017
Thanksgiving? Black Friday? Cyber Monday? Right now? There is an answer.
Daniel B. Kline
(TMFDankline)
Nov 2, 2017 at 9:40AM
When it comes to holiday shopping, the early bird may get the worm, but he will likely pay more for it. In reality, the early bird would, in most cases, get the same worm ... Read More
26
Oct2017
The winners of the seventh annual “Project Spotlight” charitable giving campaign have been announced! For a complete list of winners - click here. Project Spotlight is a program created by Beacon Credit Union with the hope that individuals and organizations would be inspired to reach out and serve those living ... Read More
20
Oct2017
It's time to start thinking about your year-end money strategy. Christmas and New Year's are closer than you think. Use the following strategies to make the rest of the year count.
1. Clean out your closet. Ever feel tempted to head to the mall and buy new clothes because you just ... Read More
13
Oct2017
Beacon Credit Union’s 20 branches located across 11 counties in Indiana completed their year-long fundraising focus for Riley Children’s Hospital Foundation. Through canvas events, local restaurant tip nights, decorating contests, raffles, and bake sales, Beacon employees and members were able to raise $40,500.00!
Kevin Willour, President/CEO, states “We are so blessed ... Read More
02
Oct2017
What exactly is a CD? How is interest calculated?
All of these questions will be answered and more by viewing the video above. If you are interested in discussing deposit products further, please call (800) 762-3136 and a Beacon Representative would be happy to assist you.
Disclaimer: Links to other websites found ... Read More
26
Sep2017
If you haven't requested a copy of your credit report, there are many reasons why you should.
Studies show that a high percentage of consumer credit reports contain errors. One-fourth of credit reports contain such serious errors that those individuals could be denied credit.
What are the common errors?
1) Misspelled names
2) Wrong ... Read More
10
Aug2017
Getting the most out of your savings can be a challenge. So how do you earn money from your savings without tying it up for years? Enter the magic of CD laddering.
What’s a CD?
Certificates of Deposit, also known as Share Certificates, are like a savings account where you can’t withdraw ... Read More
09
Jun2017
How much money do you think educated car buyers can save over unprepared buyers when buying the same car? Would $5,000 get your attention? While you may not save as much as $5,000, you'll save a bunch if you avoid these classic car-buying errors.
* Showing enthusiasm. If you act excited, ... Read More
25
May2017
Top 10 Gifts for New Grads
by Michelle M. Haas-Dosher, CCUFC
College commencement season is here again, but for many soon-to-be graduates, it's a time to both celebrate and prepare. With the job market still challenging and national student loan debt exceeding $1 trillion, new grads face real financial hurdles.
Help new alums ... Read More
08
May2017
Are you thinking about how you're going to pay for your first car? You could get it:
* As a gift or hand-me-down within your family
* With cash you earned from your job
* With an interest-free loan from your parents
But what if none of these options is open to you? You ... Read More
05
May2017
Beacon Credit Union (BCU) officials and staff welcomed Rushville community leaders, members, and friends to the newly constructed Rushville branch on May 5th. A ribbon cutting ceremony took place, which commemorated the completion of the state-of-the art facility located at 152 E. US Highway 52. The branch features teller pods ... Read More
06
Apr2017
Beacon Credit Union recently donated $244.90 and much needed supplies to the Wabash County Animal Shelter (WCAS). Donated supplies consisted of paper towels, dog food, cat food, cat litter and bleach.
The WCAS is a non-profit organization that is very proud of the animals they adopt out. All animals are spayed ... Read More
30
Mar2017
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Did you know that tax time can be prime time for scammers and identity thieves?
The danger is that these crooks take advantage of tax season to get their hands on your money or personal information that they can use in other scams.
You should be ... Read More
08
Mar2017
The 4 Best Things College Students Can Do With Their Tax Refund
For many of us who have recently graduated school or are still in school, tax season can be a happy time financially. Many people will get a tax refund from the IRS, and more will squander that money ... Read More
25
Jan2017
Beacon Credit Union recently donated $2,000 to support the Field of Dreams Campaign through Magical Meadows.
Magical Meadows is a Therapeutic Horseback Riding program where children, youth and adults with physical and/or developmental disabilities improve physical health, relax tight muscles, increase balance, build muscle strength, sharpen hand/eye coordination, improve social skills, ... Read More
09
Dec2016
What to do if you have a EMV Card (chip card) and the merchant's card reader isn't working.
The holiday season is the busiest time for retailers and for you, the holiday shopper. EMV cards, such as your Beacon Visa Debit Card* adds a layer of security to protect you from ... Read More
06
Sep2016
Criminals have their eye on your financial accounts. They want access--call it a takeover attempt. Account takeovers happen when the wrong people dig up enough of the right private information about you to gain access to your checking or savings accounts. Then they strike - either moving big chunks of ... Read More
25
Aug2016
Life can be unpredictable – but by building savings, you can help make it more manageable. A savings plan and review are important steps in keeping your funds safe, liquid and working hard for you to help avoid financial potholes.
A savings or checking account at Beacon Credit Union provides a safe haven ... Read More
15
Mar2016
Meet Katie Stam Irk, the spokesperson for Beacon Credit Union!
Raised on a dairy farm in southern Indiana, Katie grew up understanding the importance of family, relationships and agriculture in her community, and abroad. She is a 10-year 4-H member and graduate of the University of Indianapolis with a degree in ... Read More
29
Jan2016
As a member of Beacon Credit Union, you can receive many discounts among a variety of retail products and services.
Receive a 10% discount (business members a 15% discount) on select regularly priced Sprint monthly data service.
Save on services for your home from ADT, DIRECTV, Allied, and more
Save ... Read More
06
Feb2015
Beacon Credit Union announced today it has reached an agreement to acquire Midwest Ag Finance. The agreement has been approved by the board of directors of both financial institutions and includes the purchase of assets and assumption of liabilities. The transaction requires final approval of the Indiana Department of Financial ... Read More
04
Feb2015
Tiffany Haupert of Beacon Investment Services recently received a Certified Financial PlannerTM certification. The certification, granted by the Certified Financial Planner Board of Standards, arrives just as the early waves of the Baby Boomer generation begin to retire
“Considering the unique needs of this population,” Tiffany Haupert notes, “acquiring my CFP® ... Read More
09
Dec2013
A dedication ceremony was held Monday, December 9th to commemorate the renaming of Beacon Credit Union’s Administration Building in honor of the Credit Union’s former President/CEO, Bruce Ingraham. The building has been renamed as the Bruce Ingraham Building in honor of Bruce and his tremendous contribution to the growth and success ... Read More