Fraud Defender

We understand that identity fraud is rampant and simply cannot be completely prevented.
In fact, we know that the only way to protect against identity fraud is to be prepared for it to happen.

To ensure our valued members can recover from any identity fraud event, Beacon provides Fully Managed Identity Fraud Research, Remediation and Recovery services to all members as a complimentary benefit. If you become a victim of or suspect identity fraud for any reason, our new program will help.

  • Professional Recovery Advocates to fully manage your case

  • Covers all types of identity fraud – both financial and non-financial

  • Extends to three generations of your eligible family members

  • Lost Document & Card Replacement services

You do not have to enroll or activate these recovery services. However, if you would like to purchase additional proactive monitoring services, these packages outline the extra benefits that you would receive.

Card Restrictions

Due to increased fraudulent activity, Beacon Credit Union has placed the following restrictions to Beacon Debit Card ATM Card transactions from the following countries/areas:

No transactions are permitted:

United Republic of Cameroon

PIN based transactions accepted only:

United Arab Emirates
Great Britain/United Kingdom

If you have any questions concerning ATM Fraud or these restrictions, please call our Contact Center at: 1-260-563-7443 ext. 0.

Report Fraudulent or Suspicious Activity

Contact us immediately at (800) 762-3136 or visit your local Beacon Credit Union branch location if you suspect you have fallen victim to a social engineering attack and have disclosed information concerning your Beacon Credit Union accounts.

Regularly monitoring your account activity is a good way to detect fraudulent activity. If you notice unauthorized transactions under your account, notify Beacon Credit Union immediately.

To learn more about information security, visit any of the following websites:

Report Lost or Stolen Debit & Credit Cards

Beacon Debit Card

To report a lost or stolen Beacon Debit Card, call: (800) 762-3136
After business hours and weekends call: (833) 337-6075 ((614) 564-5105 for those traveling internationally)

Beacon Visa Credit Card

To report a lost or stolen card call: (800) 558-3424
Representatives available 24 hours a day, 7 days a week.

Beacon Business Visa Credit Card

To report a lost or stolen card call: (800) 552-8855
Representatives available 24 hours a day, 7 days a week.

Platinum Equity (HELOC) VISA

To report a lost or stolen Platinum Equity Visa card, call Card Holder Services: (800) 449-7728
Their office is open during the following days and hours:
Monday – Friday • 8:00 a.m. – 6:00 p.m.
Saturday • 9:00 a.m. – 12:00 noon

Customer Service: (855) 510-0948

Customer Dispute Address:
Customer Service
PO Box 31112
Tampa, FL 33631-3112

Security Tips

You’ll find educational articles designed to help prevent you from becoming a victim of fraud, as well as contact information if you suspect your account has been compromised.
Be sure to check out our Identity Theft Prevention video to learn tips & tricks on how to keep your identity secure while using e-mail, the telephone, and the internet.