Beacon Credit Union | Loan Rates

Auto Loans

New Auto Loans (2016 - newer)
Term	APR as low as*	Approx. Loan Pmt. ($20,000 Loan)**
72 Months	2.99%	$304.64
60 Months	2.59%	$356.74
48 Months	2.49%	$439.43
36 Months	2.39%	$577.89
24 Months	2.29%	$855.76

*Annual Percentage Rate (APR) as of May 3, 2018; subject to change. Requires automatic payment (APAY) from a qualifying Beacon checking account. Internal refinances not eligible. Rates based on credit performance, age of vehicle and terms of the loan. **Payment example: $20,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.

Used Auto Loans (2015-2012)
Term	APR as low as*	Approx. Loan Pmt. ($15,000 Loan)**
72 months	2.99%	$228.69
60 Months	2.59%	$267.80
48 Months	2.49%	$329.87
36 Months	2.39%	$433.81
24 Months	2.29%	$642.40

*Annual Percentage Rate (APR) as of May 3, 2018; subject to change. Requires automatic payment (APAY) from a qualifying Beacon checking account. Internal refinances not eligible. Rates based on credit performance, age of vehicle and terms of the loan. **Payment example: $15,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.

Used Auto Loans (2010-prior)
Call for rate information.	800-762-3136

Recreational Loans

Recreational Loans - Motorcycle/Watercraft (2016-newer)
Term	APR as low as*	Approx. Loan Pmt. ($15,000 Loan)**
72 Months	6.25%	$251.25
60 Months	5.75%	$289.28
48 Months	5.50%	$350.09
36 Months	5.25%	$452.86
24 Months	5.00%	$660.41

*Annual Percentage Rate (APR) as of May 1, 2018; subject to change. Rates based on credit performance, age of recreational vehicle and terms of the loan. **Payment example: $15,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.

Recreational Loans - Motorcycle/Watercraft (2015 - 2012)
Term	APR as low as*	Approx. Loan Pmt.
60 Months	7.75%	$202.65
48 Months	7.25%	$241.91
36 Months	7.00%	$310.43
24 Months	6.75%	$448.98

*Annual Percentage Rate (APR) as of May 1, 2018; subject to change. Rates based on credit performance, age of recreational vehicle and terms of the loan. **Payment example: $10,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.

Recreational Loans - Motorcycle/Watercraft (2011-prior )
Call for rate information.	800-762-3136

RV Loans
Call for a quote.	800-762-3136

Apply for a Auto, RV, Boat or Motorcycle Loan

Home Loans

Residential Real Estate
	Term	APR
10 Year Fixed	10 Year *95% LTV	4.375%
15 Year Fixed	15 Year *95% LTV	4.500%
20 Year Fixed	20 Year *95% LTV	4.750%
30 Year Fixed	30 Year *95% LTV	4.625%
3 Year ARM	30 Year Amortization *95% LTV	4.125%
5 Year ARM	30 Year Amortization *95% LTV	4.250%
7 Year ARM	30 Year Amortization *95% LTV	4.375%
7 Year ARM - 1st Time Home Buyer	30 Year Amortization *95% LTV	4.375%
10 Year ARM - Primary/Secondary	30 Year Amortization *95% LTV	4.500%
Construction	6 months 70% LTV	6.000%
Bare Ground (Construction)
15 Year Fixed	15 Year 65% LTV	4.625%
5 Year ARM	25 Year Amortization 65% LTV	4.750%
Investment Properties
	Term	APR
12 Year Fixed	12 Year - 35% down	6.500%
3 Year ARM	15 Year Amortization - 35% down	6.250%
Other Loans
	Term	APR
Residential Second Mortgage	10 Year Fixed 80% maximum LTV	6.500%
Beacon Platinum Home Equity LOC	10 Year ARM 85% maximum LTV	6.250%

*Rates as of June 15, 2018; subject to change. The Interest Rates for Adjustable Rate Mortgage (ARM) may increase after consummation. **PMI Qualifications must be met for less than 20% down. APR – Annual Percentage Rate / LTV – Loan to Value

Apply for a Mortgage

Agriculture/Commercial Loans
Please contact the Ag Lending Group for Rate Information.	(765) 472-1022

Personal Loans
	Term	APR
Unsecured Personal Loan	Up to 36 Months Maximum Term	By Quote

For more information contact us today. Call (800) 762-3136.

View Savings Rates

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Beacon Credit Union – Proudly serving members of north central Indiana.