Beacon Credit Union | Loan Rates

Auto Loans

New Auto Loans (2015 - newer)
Term	APR as low as*	Approx. Loan Pmt. ($20,000 Loan)**
72 Months	3.00%	$303.90
60 Months	2.40%	$354.09
48 Months	2.40%	$437.43
36 Months	2.25%	$575.06
24 Months	2.25%	$853.03

*Annual Percentage Rate (APR) as of August 2, 2017; subject to change. Rates based on credit performance, age of vehicle and terms of the loan. **Payment example: $20,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.

Used Auto Loans (2014-2011)
Term	APR as low as*	Approx. Loan Pmt. ($15,000 Loan)**
66 months	3.85%	$252.57
60 Months	3.25%	$271.22
48 Months	3.25%	$333.70
36 Months	2.90%	$435.58
24 Months	2.90%	$644.08

*Annual Percentage Rate (APR) as of August 2, 2017; subject to change. Rates based on credit performance, age of vehicle and terms of the loan. **Payment example: $15,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.

Used Auto Loans (2010-prior)
Call for rate information.	800-762-3136

Recreational Loans

Recreational Loans - Motorcycle/Watercraft (2015-newer)
Term	APR as low as*	Approx. Loan Pmt. ($15,000 Loan)**
72 Months	6.50%	$252.17
60 Months	6.25%	$291.76
48 Months	6.00%	$352.29
36 Months	5.75%	$454.65
24 Months	5.50%	$661.46

*Annual Percentage Rate (APR) as of August 2, 2017; subject to change. Rates based on credit performance, age of recreational vehicle and terms of the loan. **Payment example: $15,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.

Recreational Loans - Motorcycle/Watercraft (2014 - 2011)
Term	APR as low as*	Approx. Loan Pmt.
60 Months	7.25%	$199.19
48 Months	7.00%	$239.46
36 Months	6.75%	$307.63
24 Months	6.50%	$445.46

*Annual Percentage Rate (APR) as of August 2, 2017; subject to change. Rates based on credit performance, age of recreational vehicle and terms of the loan. **Payment example: $10,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.

Recreational Loans - Motorcycle/Watercraft (2010-prior )
Call for rate information.	800-762-3136

RV Loans
Call for a quote.	800-762-3136

Apply for a Auto, RV, Boat or Motorcycle Loan

Home Loans

Residential Real Estate
	Term	APR
10 Year Fixed	10 Year *95% LTV	3.875%
15 Year Fixed	15 Year *95% LTV	4.000%
20 Year Fixed	20 Year *95% LTV	4.250%
3 Year ARM	30 Year Amortization *95% LTV	3.625%
5 Year ARM	30 Year Amortization *95% LTV	3.750%
7 Year ARM	30 Year Amortization *95% LTV	3.875%
7 Year ARM - 1st Time Home Buyer	30 Year Amortization *95% LTV	3.875%
10 Year ARM - Primary/Secondary	30 Year Amortization *95% LTV	4.000%
Construction	6 months 70% LTV	6.000%
Bare Ground (Construction)
15 Year Fixed	15 Year 65% LTV	4.625%
5 Year ARM	25 Year Amortization 65% LTV	4.500%
Investment Properties
	Term	APR
12 Year Fixed	12 Year - 35% down	6.500%
3 Year ARM	15 Year Amortization - 35% down	5.500%
Other Loans
	Term	APR
Residential Second Mortgage	10 Year Fixed 80% maximum LTV	6.000%
Beacon Platinum Home Equity LOC	10 Year ARM 85% maximum LTV	5.500%

*Rates subject to change without notices. The Interest Rates for Adjustable Rate Mortgage (ARM) may increase after consummation. *PMI Qualifications must be met for less than 20% down. APR – Annual Percentage Rate / LTV – Loan to Value

Apply for a Mortgage

Agriculture/Commercial Loans
Please contact the Ag Lending Group for Rate Information.	(765) 472-1022

Personal Loans
	Term	APR
Unsecured Personal Loan	Up to 36 Months Maximum Term	By Quote

Rates effective 10/03/2017. For more information contact us today. Call (800) 762-3136.

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Disclaimer: Links to other websites found here are provided to assist in locating information. The existence of a link between this website and another does not constitute a product or program endorsement by Beacon Credit Union or any of its affiliates or employees. The credit union has no responsibility for content of the websites found at these links or beyond and does not attest to the accuracy or propriety of any information located there.

Beacon Credit Union – Proudly serving members of north central Indiana.