Auto Loans
| New Auto Loans (2015 - newer) | ||
|---|---|---|
| Term | APR as low as* | Approx. Loan Pmt. ($20,000 Loan)** |
| 72 Months | 2.50% | $295 |
| 60 Months | 1.99% | $350 |
| 48 Months | 1.99% | $434 |
| 36 Months | 1.99% | $573 |
| 24 Months | 1.99% | $851 |
*Annual Percentage Rate (APR) as of May 2, 2017; subject to change. Rates based on credit performance, age of vehicle and terms of the loan. **Payment example: $20,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.
| Used Auto Loans (2014-2011) | ||
|---|---|---|
| Term | APR as low as* | Approx. Loan Pmt. ($15,000 Loan)** |
| 66 months | 3.00% | $247 |
| 60 Months | 1.99% | $263 |
| 48 Months | 1.99% | $325 |
| 36 Months | 1.99% | $430 |
| 24 Months | 1.99% | $638 |
*Annual Percentage Rate (APR) as of May 2, 2017; subject to change. Rates based on credit performance, age of vehicle and terms of the loan. **Payment example: $15,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.
| Used Auto Loans (2010-prior) | |
|---|---|
| Call for rate information. | 800-762-3136 |
Recreational Loans
| Recreational Loans - Motorcycle/Watercraft (2015-newer) | ||
|---|---|---|
| Term | APR as low as* | Approx. Loan Pmt. ($15,000 Loan)** |
| 72 Months | 6.50% | $252.17 |
| 60 Months | 6.25% | $291.76 |
| 48 Months | 6.00% | $352.29 |
| 36 Months | 5.75% | $454.65 |
| 24 Months | 5.50% | $661.46 |
*Annual Percentage Rate (APR) as of May 2, 2017; subject to change. Rates based on credit performance, age of recreational vehicle and terms of the loan. **Payment example: $15,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.
| Recreational Loans - Motorcycle/Watercraft (2014 - 2011) | ||
|---|---|---|
| Term | APR as low as* | Approx. Loan Pmt. |
| 60 Months | 7.25% | $199.19 |
| 48 Months | 7.00% | $239.46 |
| 36 Months | 6.75% | $307.63 |
| 24 Months | 6.50% | $445.46 |
*Annual Percentage Rate (APR) as of May 2, 2017; subject to change. Rates based on credit performance, age of recreational vehicle and terms of the loan. **Payment example: $10,000 based on rate/term listed in chart. Loan payment amount shown for example payment only; does not constitute and offer. All loans subject to approval.
| Recreational Loans - Motorcycle/Watercraft (2010-prior ) | |
|---|---|
| Call for rate information. | 800-762-3136 |
| RV Loans | |
|---|---|
| Call for a quote. | 800-762-3136 |
Home Loans
| Residential Real Estate | ||
|---|---|---|
| Term | APR | |
| 10 Year Fixed | 10 Year *95% LTV | 3.750% |
| 15 Year Fixed | 15 Year *95% LTV | 3.875% |
| 20 Year Fixed | 20 Year *95% LTV | 4.125% |
| 3 Year ARM | 30 Year Amortization *95% LTV | 3.625% |
| 5 Year ARM | 30 Year Amortization *95% LTV | 3.750% |
| 7 Year ARM | 30 Year Amortization *95% LTV | 3.875% |
| 7 Year ARM - 1st Time Home Buyer | 30 Year Amortization *95% LTV | 3.875% |
| 10 Year ARM - Primary/Secondary | 30 Year Amortization *95% LTV | 4.000% |
| Construction | 6 months 70% LTV | 6.000% |
| Bare Ground (Construction) | ||
| 15 Year Fixed | 15 Year 65% LTV | 4.625% |
| 5 Year ARM | 25 Year Amortization 65% LTV | 4.250% |
| Investment Properties | ||
| Term | APR | |
| 12 Year Fixed | 12 Year - 35% down | 6.500% |
| 3 Year ARM | 15 Year Amortization - 35% down | 5.250% |
| Other Loans | ||
| Term | APR | |
| Residential Second Mortgage | 10 Year Fixed 80% maximum LTV | 5.875% |
| Beacon Platinum Home Equity LOC | 10 Year ARM 85% maximum LTV | 5.250% |
| Agriculture/Commercial Loans | |
|---|---|
| Please contact the Ag Lending Group for Rate Information. | (765) 472-1022 |
| Personal Loans | ||
|---|---|---|
| Term | APR | |
| Unsecured Personal Loan | Up to 36 Months Maximum Term | By Quote |
Rates effective 05/2/2017. For more information contact us today. Call (800) 762-3136.
View Savings RatesLoan App will redirect to: https://umnasg7.umonitor.com/
Disclaimer: Links to other websites found here are provided to assist in locating information. The existence of a link between this website and another does not constitute a product or program endorsement by Beacon Credit Union or any of its affiliates or employees. The credit union has no responsibility for content of the websites found at these links or beyond and does not attest to the accuracy or propriety of any information located there.
Beacon Credit Union – Proudly serving members of north central Indiana.