| Consumer Loans | ||
|---|---|---|
| Loan Type | APR as low as (1) | Interest Rate as low as (1) |
| Auto / Truck (2) | 6.798% | 6.69% |
| Small Recreational Vehicles: Motorcycles, ATV's, Utility Tractors, Golf Carts, Snowmobiles (3) | 7.811% | 7.59% |
| Large Recreational Vehicles: Motorhomes, Travel Trailers, Boats (4) | 7.994% | 8.29% |
1. Interest Rate / Annual Percentage Rate (APR) as of 5/1/25; subject to change. Rates based on credit performance, age of vehicle, and terms of the loan. All loans subject to approval. Additional fees may apply.
2. Auto loans assume you will borrow $20,000 with $50 documentation preparation fee; the loan amount will be $20,050. The calculated APR on 60 month loan with an interest rate of 6.69% would be 6.798%.
3. Small recreational loans assume you will borrow $15,000 with $50 documentation preparation fee; the loan amount will be $15,050. The calculated APR on 36 month loan with an interest rate of 7.59% would be 7.811%
4. Large recreational loans assume you will borrow $20,000 with $50 documentation preparation fee; the loan amount will be $20,050. The calculated APR on 60 month loan with an interest rate of 8.29% would be 8.393%
Personal Loans
Competitive rates and terms tailored to your needs. Click here for more information and to apply.
Mortgages and Home Equity Loans
| Residential Real Estate | |||
|---|---|---|---|
| APR as low as (1) | Interest Rate as low as (1) | Discount | |
| 30 Year Fixed (2) | 6.334% | 6.250% | 0.000% |
| 15 Year Fixed (3) | 6.210% | 6.125% | 0.000% |
| 7/1 Year ARM (4) | 6.779% | 6.750% | 0.000% |
- Annual Percentage Rate (APR) as of 5/1/25; subject to change. Rates based on credit performance and terms of the loan, actual rates may vary. All loans subject to approval. No discount points. Additional fees may apply. Product offerings may vary.
- Mortgage loans assume you will borrow $150,000 inclusive of loan fees. The calculated APR on 30 year term with an interest rate of 6.750% would be 6.803%.
- Mortgage loans assume you will borrow $150,000 inclusive of loan fees. The calculated APR on 15 year term with an interest rate of 6.625% would be 6.711%.
- Mortgage loans assume you will borrow $150,000 inclusive of loan fees. An adjustable rate mortgage (ARM) has monthly payment that may change over the term of the loan. The 7/1 ARM product will have the same rate and payment during the first 7 years of the loan and then can change each year based on the index plus margin. Margin is 3.000%. Subsequent rate changes can occur every year thereafter. Maximum interest rate increase of 1% per year and 5% over loan term. The calculated APR on 30 year term with an interest rate of 7.125% would be 7.180%.
Home Equity Loans
Home Equity Line of Credit (HELOC) and Home Equity Fixed Loans (HELOAN) based on individual quote.
Our Home Equity loan products may not be used to purchase the property being used as collateral. With home equity loans, depending on how the loan proceeds are used, you may be able to deduct the interest you pay. Consult your tax advisor about the deductibility of interest.
All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states. Other restrictions and limitations apply. PMI = Private Mortgage Insurance qualifications must be met for less than 20% down. Rates are based on evaluation of credit history. Unless you have a rate lock (call for details), rates are subject to change without notice. Your APR will vary depending on the loan amount, interest rate, & loan term.
For more information contact us today. Call (800) 762-3136.