Earn higher dividends on your savings while maintaining easy access to your funds. The more you save, the more you’ll earn.

*Annual Percentage Yield (APY) as of 03/01/2025; subject to change. No minimum balance required to open or maintain account. Access via ACH debits, debit cards or checks (paper or electronic) not permitted. Limit of 8 withdrawals per calendar month; withdrawals over the limit will be assessed a fee. Membership savings account required. $5 Monthly Account Maintenance Fee (can be avoided by receiving eStatements).

**Advantage Money Market (MMS) and Business Advantage Money Market (BMMS) accounts at Beacon Credit Union are insured up to $500,000. This exceptional level of coverage is attained through a combination of $250,000 of primary insurance from American Share Insurance (ASI) and $250,000 of excess insurance from Excess Share Insurance Corporation (ESI).