Savings Plus

Your relationship with Beacon starts with a savings account. Just $5 dollars gets you started and it’s a great place to start saving for unplanned expenses or vacations.

  • Savings build quickly with interest compounded monthly

  • Automatic deposits make saving easy

  • You have access to your funds 24/7 without withdrawal penalties

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Advantage Money Market Picture

Advantage Money Market

Earn higher dividends on your savings while maintaining easy access to your funds. The more you save, the more you’ll earn.

  • Rates increase as your balances increase and no minimum balance required. Earn up to 3.05%APY*

  • Easy Access to your funds via transfer from online or mobile banking

  • Advantage Money Market accounts are insured up to $500,000**

*Membership savings account required. $5 Monthly Account Maintenance Fee (can be avoided by receiving eStatements).

*Annual Percentage Yield (APY) as of 10/1/24; subject to change. No minimum balance required to open or maintain account. Access via ACH debits, debit cards or checks (paper or electronic) not permitted. Limit of 8 withdrawals per calendar month; withdrawals over the limit will be assessed a fee. Membership savings account required. $5 Monthly Account Maintenance Fee (can be avoided by receiving eStatements).

**Advantage Money Market (MMS) and Business Advantage Money Market (BMMS) accounts at Beacon Credit Union are insured up to $500,000. This exceptional level of coverage is attained through a combination of $250,000 of primary insurance from American Share Insurance (ASI) and $250,000 of excess insurance from Excess Share Insurance Corporation (ESI).

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Savings Rates

The more you save, the more you earn.

Savings Rates

With tiered dividend rates, you can earn more from the money you save.

Checking Accounts

Account options to suit your needs.

Checking Accounts

Easy access to your money with Beacon’s first-class member service.

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Open an account anywhere, anytime. Really, that simple.