Courtesy Pay

Courtesy Pay is a service that allows us to pay an item presented for payment against your checking account even if it causes the account to become overdrawn*. Participation is automatic when a qualifying member opens a checking account.

  • Checks, Bill Payment, ACH and recurring Point of Sale transactions are built into the program automatically and require no action on your part to participate

Opt Out of Courtesy Pay

*An overdraft fee of $25 applies to each paid check, ACH, or recurring debit transaction. Everyday debit card overdrafts require separate opt-in. Overdraft payment is discretionary and we reserve the right not to pay.

Debit Card Overspend Protection
(Reg. E Opt-in)

If your account is active in Courtesy Pay and you would like us to authorize and pay your one time/everyday debit card and ATM* transactions using Courtesy Pay, Reg. E Opt-In is now available. Click below to opt-in.

  • Have peace-of-mind knowing that your one time/everyday debit card and ATM* transactions will be covered using Courtesy Pay.

  • If you change your mind at any time, you can use the same link below to opt-out. Terms and conditions are listed on the Regulation E Opt-In form.

Reg. E Opt-in

*You will be charged a fee per item paid by Courtesy Pay according to Beacon’s Fee Schedule.

Join Online Now

Open an account anywhere, anytime. Really, that simple.

Join Online