
Budget Tools
Creating a budget is essential for managing your personal finances effectively. It helps you understand where your money is going, including large expenses, small expenses, necessities, and luxuries. By budgeting, you can identify areas to cut spending, save for short and long-term goals, and develop a plan to pay down debt. Essentially, a budget puts you in control of your finances. To get started, use our calculators and pre-made budgeting worksheets, which simplify the process by allowing you to track your expenses each month. Just fill in your numbers and start managing your budget right away.
To assist you in creating a budget, we have Certified Credit Union Financial Counselors (CCUFC) available to help you develop a personalized spending plan, manage bills, and reduce debt. For one-on-one support, you can conveniently schedule an appointment either by phone or in person at your local member center. Contact us for more details. Additionally, we offer Budgeting 101 to further support your financial planning.

Money IQ
Think of Money IQ as a monthly online magazine full of educational videos and articles – a personal financial literacy and identity theft educational publication, for you, our valued members.
Credit Sense
Because your credit score impacts so many aspects of your financial life, Beacon Credit Union has made it easier to monitor. Credit Sense, powered by SavvyMoney, is available in our Online Banking and Mobile Banking apps. This free service is designed to help you stay on top of your credit. The benefits of checking your score today include various abilities.
FAQs

SavvyMoney
Take this 15 minute questionnaire to organize your information on income, debt, and expenses, and SavvyMoney will give you an easy to understand financial analysis of your current financial situation including: debt to income ratios, debt payment ratios, and a budget analysis. Along with strategies and products Beacon offers that can help you where you need it most.