Phishing is when an attacker attempts to fool you into clicking on a malicious link or opening an attachment in an email. Be suspicious of any email or online message that creates a sense of urgency, has bad spelling or addresses you as “Dear Customer.”

Be Mindful of Links Sent Via Email:
A common method cyber criminals use to hack into people’s computers is to send them emails with malicious links. People are tricked into opening these links because they appear to come from someone or something they know and trust. If you click on a link, you may be taken to a site that attempts to harvest your information or tries to hack into your computer. Only click on links that you were expecting. Not sure about an email? Call the person to confirm they sent it.

Ransomware is a special type of malware. Once it infects your computer, it encrypts all of your files and demands you pay a ransom if you want your files back. Be suspicious of any emails trying to trick you into opening infected attachments or attempting to lure you in to click on malicious links…common sense is your best defense.

Email Auto-Complete:
Be careful with email auto-complete. This is an email feature that automatically completes a name for you when you begin typing it in the TO field. However, your email client can easily complete the wrong name for you. If you are emailing anything sensitive, always be sure to check the TO field a second time before hitting the send button.

Maintaining safeguards against cyber-crime is a must! A tremendous step in that direction is continually educating your employees on all things in relation to Online Banking Security. Here are some forget-me-knots to assist in that education process:

• Always be in-the-know about Corporate Account Takeover
• Always be in-the-know about Malware
• Always be in-the-know about Social Engineering
• Phishing
• Smishing
• Vishing
• Impersonation
• Always be in-the-know about the protection of NPI (Non-Public Personal Information)
• Always be in-the-know about the importance of Password Security

Please contact your financial institution should you have questions or request additional information.