By making a budget (and more importantly sticking to it) you’ll be able to see exactly where your hard-earned money is going: large expenses, small expenses, necessities, luxuries, etc. You’ll be able to identify the areas that you can cut spending to save money for your short and long term saving goals and get a plan together for paying down your debt.
So where do you start? We have tons of resources to help you figure out exactly what is going on with your cash each month.
If you are looking for premade budgeting sheets to help you fill in your numbers and track your monthly expenses, look no further! We’ve got everything you need to get started tracking your budget right here (and we did all the set up for you – just fill in your numbers and go.)