Revenue Protection (RP) protects your farming operation against the effects of both low yields and unpredictable market swings in prices. It protects against natural weather-related perils (wind, hail, flood, tornado, & late plantings). The farmer elects the amount of average yield to insure with the Projected Price to establish the Revenue Guarantee. Because you are guaranteed a minimum level of income per acre, in periods of low market prices, a RP policy may pay an indemnity even when there is no yield loss. Levels of coverage available range from 50-85% and are based upon your average historical yields and market prices.

Revenue Protection with Harvest Price Exclusion (RPHPE) functions like Revenue Protection except the amount of insurance will not increase if the Harvest Price is greater than the Projected Price.

Yield Protection (YP) calculates indemnity payments by multiplying the yield shortfall by the Projected Price. If the determined Production to Count at harvest is less than the Yield Guarantee, an indemnity is paid. Only yield losses due to natural causes are covered. Levels of coverage range from 50-85%.

Area Revenue Protection makes a payment only if the county revenue for the insured crop is less than your selected trigger revenue.

Area Yield Protection of insurance protects against county-wide losses of yield. GRP losses are triggered when the county average yield falls below the expected county yield set by the Risk Management Agency.

Crop Hail protects against hail damage, with the added benefit of minimal deductible. This policy also covers fire, vandalism, malicious mischief, and physical loss of stored grain. Crop hail can be purchased as a stand-alone policy or in conjunction with other plans of insurance.

Livestock Risk Protection (LRP) provides revenue protection from declining livestock prices. Livestock Gross Margin (LGM) protects against the loss of gross margin between commodity price and feed cost.

LRP policies are available for market cattle, feeder cattle, market hogs and market lambs. LGM policies are available for dairy cattle.