Residential Real Estate |
|
| |
Term |
APR |
| 15 Year Fixed |
15 year, 20% down |
5.500% |
| 20 Year Fixed |
* 5%-20% down |
5.750% |
| 10 Year Balloon/30 year amortization |
* 5%-20% down |
5.750% |
| 1 Year ARM |
25 year amortization, 20% down |
4.875% |
| 3 Year ARM |
25 year amortization, 20% down |
5.125% |
| 5 Year ARM |
25 year amortization, 20% down |
5.375% |
| 3 Year ARM - 1st Time Home Buyer |
25 year amortization, 10% down |
5.375% |
| Mobile Home with Title |
12 year fixed, 30% down |
8.000% |
| Mobile Home with Retired Title |
12 year fixed, 30% down |
5.500% |
| Construction |
6 months, 30% down |
7.000% |
| Bare Ground (Construction) |
| 15 Year Fixed |
15 year, 35% down |
6.000% |
| 5 Year ARM |
25 year amortization, 35% down |
5.500% |
| Investment Properties |
| |
Term |
APR |
| 12 Year Fixed |
12 year, 35% down |
7.125% |
| 3 Year ARM |
15 year amortization, 35% down |
6.375% |
| Other Loans |
|
| |
Term |
APR |
| Residential Second Mortgage |
|
by quote |
| Beacon Platinum Equity |
80% maximum LTV |
5.500% |
| Mobile Homes |
10 years maximum, 70% maximum LTV |
11.00% |
| Unsecured Personal (over $1000) |
36 months maximum term |
by quote |
| Unsecured Personal (less than $1000) |
12 months maximum term |
by quote |
| Unsecured Co-signature |
36 months maximum term |
by quote |
| Motorcycles |
5 years, 70% maximum LTV |
by quote |
| Recreational Vehicles |
5 years, 70% maximum LTV |
8.750% |
| New and Used Auto Loans |
up to 72 months |
by quote |
| Agricultural Loans |
| |
Term |
APR |
| 15 Year Fixed |
15 year, 35% down |
6.000% |
| 15 Year Fixed Balloon |
25 year amortization, 65% LTV |
6.250% |
| Farm Operation Line of Credit |
1 yr. maximum 60% LTV |
5.750% |
| Farm Equipment |
7 yr. maximum 65% LTV |
5.750% |
| 5 Year ARM |
25 year,
65% LTV |
5.500% |
| Commercial Loans |
| |
Term |
APR |
| 15 Year Fixed |
15 year, 30% down |
6.500% |
| Commercial Line of Credit |
1 year, 70% maximum LTV |
6.125% |
| 2 - 7 Year Fixed |
2-7 years, 70% maximum LTV |
6.250% |
| 3 Year ARM (WSJ Prime) |
20 year amortization, 30% down |
5.750% |
* Rates subject to change without notice. APR - Annual Percentage Rate. The Interest Rates for Adjustable Rate Mortgage (ARM) may increase after consummation. LTV - Loan to Value. *PMI Qualifications must be met for less than 20% down.
Rates effective
5/6/2008 |
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