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Mortgage Loans

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Ready to buy a home? Finance with someone you know... Beacon Credit Union.  As a member of a credit union, you'll receive a competitve rate and lower than average closing costs.

Flexible Terms
Beacon Credit Union offers a variety of home loans to fit your budget.

  • Fixed Rate: 15 or 20 Year
  • 1 Year ARM (Adjustable Rate Mortgage)
  • 3/1 ARM - 25 Year Term
  • 5/1 ARM - 25 Year Term
  • 10-Year Balloon / 30-Year Amortization
  • 30 Year Term - we now offer a variety of options for 30 year term mortgages

Apply Now

Apply for Mortgage Loan today:

>> Apply Online Now

You can also apply by visiting any Beacon branch location, or call:
1-800-762-3136, press 0 or 3.

 

What happens after I apply?
You'll meet with a Beacon loan representative who will help guide you through the application process. You'll want to start collecting a few documents to bring to the meeting (some may not be needed, but having them available can help speed up the process).

  • Pay check stubs for most recent 30-day period.
  • If self-employed, two years personal and business tax returns and current profit and loss statements.
  • Residence addresses for last two years.
  • Names and addresses of employer from the past two years.
  • If applicable, name, address, and phone number of landlord or land contract holder.
  • Copy of land contract, if applicable.
  • Names, addresses, account numbers and monthly payments on all open loans, credit cards, etc.
  • If applicable, divorce decree and final property settlement.
  • If necessary, you may be asked to provide written explanation of any current or past credit problems.

 

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Each account insured up to $250,000 by American Share Insurance.
By members' choice, this institution is not federally insured.
Learn more about American Share Insurance.
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