Mortgage Loans

Ready to buy a home? Finance with someone you know... Beacon Credit Union.  As a member of a credit union, you'll receive a competitve rate and lower than average closing costs.

Flexible Terms
Beacon Credit Union offers a variety of home loans to fit your budget.

• Fixed Rate: 15 or 20 Year
• 1 Year ARM (Adjustable Rate Mortgage)
• 3/1 ARM - 25 Year Term
• 5/1 ARM - 25 Year Term
• 10-Year Balloon / 30-Year Amortization
  
• 30 Year Term - we now offer a variety of options for 30 year term mortgages

Apply Now

Apply for Mortgage Loan today:

>> Apply Online Now

You can also apply by visiting any Beacon branch location, or call:
1-800-762-3136, press 0 or 3.

What happens after I apply?
You'll meet with a Beacon loan representative who will help guide you through the application process. You'll want to start collecting a few documents to bring to the meeting (some may not be needed, but having them available can help speed up the process).

• Pay check stubs for most recent 30-day period.
• If self-employed, two years personal and business tax returns and current profit and loss statements.
• Residence addresses for last two years.
• Names and addresses of employer from the past two years.
• If applicable, name, address, and phone number of landlord or land contract holder.
• Copy of land contract, if applicable.
• Names, addresses, account numbers and monthly payments on all open loans, credit cards, etc.
• If applicable, divorce decree and final property settlement.
• If necessary, you may be asked to provide written explanation of any current or past credit problems.