Platinum Equity Visa - A Home Equity Line of Credit

The Platinum Equity Visa is a home equity line-of-credit packaged in a convenient Visa card.  It’s the flexible solution for home improvement projects, taking a vacation, consolidating bills, paying education expenses and much more.

A Platinum Equity Visa from Beacon offers a revolving line of credit with a minimum credit limit of $5,000. The rate on a Platinum Equity is the Prime Rate plus 1.25%, as published on the first business day of each month in the Wall Street Journal. And interest paid on a home equity loan may be tax deductible!

Now is a great time to apply for a Platinum Equity:

• No Closing Costs*
• No Annual Fee
• No ATM or Over-the-Counter fees
• Accepted Worldwide
• 25 Day Grace Period on Purchases
• Online Account Access (check balance, make payments online
• Maximum loan-to-value 80% (calculate your available equity)

Apply today by visiting any branch location or calling 1-800-762-3136.

* Certain restrictions apply on closing costs and is subject to collateral review and credit approval. Programs, rates, terms and conditions are subject to change without notice. Maximum rate is 6% above the initial rate when account was opened and is not to exceed 21%. Minimum monthly payment will equal the greater of the amount of the accrued finance charges on the last day of the billing cycle or $20.00. The periodic rate is .3750% per month for cash advances and purchases. No transaction fee for cash advance/purchases. No grace period for cash advances. Minimum credit limit is $5,000. Maximum credit limit $100,000. Rate subject to change. Consult your tax advisor for tax-deductibility. Credit application required. Equal Housing Lender.