*The annual percentage rate listed is our best rate and is available for 2012 and newer vehicles only. Your rate may vary depending on your credit score and model year of vehicle. Not available for the refinancing of an existing Beacon Credit Union auto loan. Subject to approved application and collateral review. Some restrictions apply. Rates, terms and conditions are subject to change without notice. 1.99% APR offer expires October 31, 2014. Each account insured up to $250,000 by American Share Insurance. By members’ choice, this institution is not federally insured. Equal Housing Opportunity. Promo code: Auto2014.